FFNM / First Federal of Northern Michigan Bancorp, Inc. - SEC 보고서, 연례 보고, 기업 사업 설명서

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SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to First Federal of Northern Michigan Bancorp, Inc.
SEC Filings (Chronological Order)
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March 10, 2016 SC 13D

FFNM / First Federal of Northern Michigan Bancorp, Inc. / STILWELL JOSEPH - SC 13D Activist Investment

CUSIP No. 32021X105 SCHEDULE 13D Page 1 of 24 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20429 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 32021X105 (CUSIP Number) Mr. Joseph Stilwell 111 Broadway, 12th Floor New

February 5, 2016 SC 13G/A

FFNM / First Federal of Northern Michigan Bancorp, Inc. / GENDELL JEFFREY L ET AL - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. Passive Investment

SC 13G/A 1 p16-0188sc13ga.htm FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 32021X105 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Fili

January 8, 2016 15-12G

First Federal of Northern Michigan Bancorp FORM 15

form1510716.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No. 000-31957 First Federal of Northern Michigan Bancorp, Inc. (Exac

January 7, 2016 S-8 POS

First Federal of Northern Michigan Bancorp S8 POS EQUITY_ALPENA 010716

S-8 POS 1 s8posequity-alpena010716.htm S8 POS EQUITYALPENA 010716 Registration No. 333-83198 As filed with the Securities and Exchange Commission on January 7, 2016 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 First Federal of Northern Michigan Bancorp, Inc. (Exact Name of

December 28, 2015 25

First Federal of Northern Michigan Bancorp FORM 25_ALPENA 122815

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No. 001-31957 First Federal of Northern Michigan Bancorp, Inc. NASDAQ Stock Market LLC (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/

December 15, 2015 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inc

December 15, 2015 EX-99

First Federal of Northern Michigan Bancorp, Inc. Announces Delisting of Stock From Nasdaq Capital Market and Deregistration of Common Stock with Securities and Exchange Commission

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99 FOR IMMEDIATE RELEASE: Date: December 15, 2015 Contact: Michael W. Mahler Chief Executive Officer (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Delisting of Stock From Nasdaq Capital Market and Deregistration of Common Stock with Securities and Exchange Commission Alpena, Michigan, December 15, 2015. First

November 13, 2015 10-Q

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2015 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

October 23, 2015 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER 2015 RESULTS

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 October 23, 2015 Contact: Eileen M. Budnick VP-Director of Financial Reporting & Accounting First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER 2015 RESULTS Alpena, Michigan - (October 23, 2015) This press release corrects an inadvertent error regar

October 23, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

October 23, 2015 EX-99

First Federal of Northern Michigan Bancorp, Inc. 8-K

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99 Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., October 21, 2015 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that at its October 20, 2015

August 14, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

July 27, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpo

July 27, 2015 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2015 RESULTS

EX-99.1 2 ex99-1.htm PRESS RELEASE First Federal of Northern Michigan Bancorp, Inc. Exhibit 99.1 FOR IMMEDIATE RELEASE July 24, 2015 Contact: Michael W. Mahler CEO First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2015 RESULTS Alpena, Michigan - (July 24, 2015) First Federal of Northern Michigan Bancorp, Inc. (

July 22, 2015 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. 8-K

EX-99.1 2 ex99-1.htm PRESS RELEASE First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., July 22, 2015 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today annou

July 22, 2015 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-31957 (

June 29, 2015 11-K

First Federal of Northern Michigan Bancorp FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2014 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition p

May 14, 2015 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 8-K

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 8-K Exhibit 99.1 First Federal of Northern Michigan Bancorp, Inc . 2015 Annual Meeting Martin A. Thomson ? Chairman Michael W. Mahler ? CEO The Pledge of Allegiance I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one nation under God, indivisible, with liberty and justice for all. FFNM Bancor

May 14, 2015 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpor

May 13, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 ☐ TRANSITION REPORT UNDER SECTION 13 O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGA

April 24, 2015 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2015 RESULTS

EX-99.1 2 ex99-1.htm PRESS RELEASE First Federal of Northern Michigan Bancorp, Inc. 8-K EXHIBIT 99.1 FOR IMMEDIATE RELEASE April 24, 2015 Contact: Michael W. Mahler Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2015 RESULTS Alpena, Michigan - (April 24, 2015) First Federal of Northern

April 24, 2015 8-K

First Federal of Northern Michigan Bancorp CURRENT REPORT (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

April 16, 2015 DEF 14A

First Federal of Northern Michigan Bancorp PROXY STATEMENT

SCHEDULE 14-INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [x] Definitive Proxy Statement [ ] Definitive Additional Materials [ ] Soliciting Material Pursuant to ?240.

April 16, 2015 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 ? ANANUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal ended December 31, 2014. OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-31957 FIRST FE

April 15, 2015 EX-99

First Federal of Northern Michigan Bancorp, Inc. 8-K

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99: Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., April 15, 2015 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors de

April 15, 2015 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

March 30, 2015 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 ffnm-10k123114.htm ANNUAL REPORT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2014 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957

March 30, 2015 EX-21

Subsidiaries of Registrant

EX-21 3 ex21.htm SUBSIDIARIES OF REGISTRANT First Federal of Northern Michigan Bancorp, Inc. 10-K EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage

March 30, 2015 EX-13

Annual Report to Shareholders

First Federal of Northern Michigan Bancorp, Inc. 10-K EXHIBIT 13 2014 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 2014 ANNUAL REPORT March 27, 2015 1 Selected Consolidated Financial and Other Data of the Company Set forth below are selected financial and other data of First Federal of Northern Michigan Bancorp, Inc. (the ?Company?). This information is derived in

March 3, 2015 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2014 AND FULL YEAR RESULTS

EX-99.1 2 ex99-1.htm PRESS RELEASE First Federal of Northern Michigan Bancorp, Inc. 8-K EXHIBIT 99.1 February 27, 2015 Contact: Eileen M. Budnick VP-Director of Financial Reporting & Accounting, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2014 AND FULL YEAR RESULTS Alpena,

March 3, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ffnm-8k022715.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryl

February 13, 2015 SC 13G/A

FFNM / First Federal of Northern Michigan Bancorp, Inc. / GENDELL JEFFREY L ET AL - JEFFREY L. GENDELL Passive Investment

SC 13G/A 1 p15-0375sc13ga.htm JEFFREY L. GENDELL SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 32021X105 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of This Statement) Check th

January 26, 2015 EX-3

Amended and Restated Bylaws of First Federal of Northern Michigan Bancorp, Inc.

First Federal of Northern Michigan Bancorp, Inc. 8-K BYLAWS OF FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers at such place, on such date, and at such time as the Board of Directors shall fix. Except as provided

January 26, 2015 EX-99

First Federal of Northern Michigan Bancorp, Inc. 8-K

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99 Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., January 21, 2015 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors d

January 26, 2015 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2015 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-3195

December 19, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 ffnm-8k121914.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 19, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryl

December 19, 2014 EX-10.1

Change in Control Agreement between First Federal of Northern Michigan and Michael W. Mahler.

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 10.1 CHANGE IN CONTROL AGREEMENT This AGREEMENT is made effective as of January 1, 2015, by and between FIRST FEDERAL OF NORTHERN MICHIGAN, a federally chartered stock savings bank (the “Bank”), and Michael W. Mahler (“Executive”). Any reference to “Company” herein shall mean First Federal of Northern Michigan Bancorp, Inc., or any succe

November 14, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2014 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

November 14, 2014 SC 13G

FFNM / First Federal of Northern Michigan Bancorp, Inc. / GENDELL JEFFREY L ET AL - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. Passive Investment

SC 13G 1 p14-2224sc13g.htm FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 32021X105 (CUSIP Number) November 4, 2014 (Date of Event Which Requires Filing of Th

November 5, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 ffnm-8k110414.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryla

November 5, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER 2014 RESULTS

EX-99.1 2 ex99-1.htm PRESS RELEASE DATED NOVEMBER 4, 2014 First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 November 4, 2014 Contact: Eileen M. Budnick VP-Director of Financial Reporting & Accounting First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER 2014 RESULTS Alpena, Michigan - (November 4, 20

October 24, 2014 8-K/A

Financial Statements and Exhibits

8-K/A 1 form8ka-102414.htm FORM 8-K/A PRO FORMA INFORMATION UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified i

October 24, 2014 EX-99.1

UNAUDITED PRO FORMA COMBINED CONSOLIDATED FINANCIAL INFORMATION RELATING TO THE MERGER

EX-99.1 2 form8kaexh991-102414.htm UNAUDITED PRO FORMA CCC FINANCIAL INFORMATION Exhibit 99.1 UNAUDITED PRO FORMA COMBINED CONSOLIDATED FINANCIAL INFORMATION RELATING TO THE MERGER The following unaudited pro forma condensed combined financial information and explanatory notes show the impact on the historical financial positions and results of operations of First Federal of Northern Michigan Banc

October 20, 2014 EX-99

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 8-K

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 8-K Exhibit 99: Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., October 20, 2014 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors

October 20, 2014 8-K

Financial Statements and Exhibits, Other Events

8-K 1 ffnm-8k102014.htm CURRENT REPORT FOR OCTOBER 20, 2014 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified i

August 11, 2014 SC 13G

FFNM / First Federal of Northern Michigan Bancorp, Inc. / FINANCIAL & INVESTMENT MANAGEMENT GROUP LTD - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) July 31, 2014 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT TO

August 8, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

August 8, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. COMPLETES ITS MERGER WITH ALPENA BANKING CORPORATION

Press Release Contact: First Federal of Northern Michigan Bancorp, Inc. Michael W. Mahler Chief Executive Officer (989) 354-7319 FOR IMMEDIATE RELEASE FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. COMPLETES ITS MERGER WITH ALPENA BANKING CORPORATION ALPENA, MICHIGAN, August 8, 2014 - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ: FFNM) (“First Federal Bancorp”), the parent company of

August 7, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

August 1, 2014 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpo

July 24, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpo

July 24, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2014 RESULTS

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 FOR IMMEDIATE RELEASE July 24, 2014 Contact: Michael W. Mahler President and CEO First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2014 RESULTS Alpena, Michigan - (July 24, 2014) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (th

July 17, 2014 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-31957 (

July 17, 2014 EX-99

First Federal of Northern Michigan Bancorp, Inc. 8-K

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99: Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., July 15, 2014 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors dec

July 16, 2014 DEFA14A

FFNM / First Federal of Northern Michigan Bancorp, Inc. DEFA14A - - FORM DEFA 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant £ Check the appropriate box: £ Preliminary Proxy Statement £ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

June 30, 2014 11-K

FFNM / First Federal of Northern Michigan Bancorp, Inc. 11-K - - FORM 11-K FIRST FEDERAL OF NORTHERN MICHIGAN FOR 2013

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2013 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to

June 30, 2014 424B3

[FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. LOGO]

Filed pursuant to Rule 424(b)(3) File No. 333-195189 [FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. LOGO] Dear First Federal of Northern Michigan Bancorp, Inc. Stockholder: On January 23, 2014, First Federal of Northern Michigan Bancorp, Inc. (“First Federal Bancorp”) entered into a merger agreement to merge with Alpena Banking Corporation in an all stock transaction. If the merger agreement is

June 25, 2014 S-4/A

- AMENDMENT NO. 3 TO FORM S-4

As filed with the Securities and Exchange Commission on June 2 5 , 2014 Registration No.

June 25, 2014 LETTER

LETTER

June 25, 2014 Via E-mail Michael W. Mahler President and Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. 100 South Second Avenue Alpena, MI 49707 Re: First Federal of Northern Michigan Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2013 Filed March 19, 2014 File No. 000-31957 Dear Mr. Mahler: We have completed our review of your filing. We remind you that o

June 24, 2014 CORRESP

-

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 100 South Second Avenue Alpena, Michigan 49707 June 24, 2014 Via Edgar Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: First Federal of Northern Michigan Bancorp, Inc. Registration Statement on Form S-4 (Registration Number 333-195189) Request for Acceleration of Effectiveness Ladies and Gentlemen: First Federal of N

June 20, 2014 S-4/A

- AMENDMENT NO. 2 TO FORM S-4

As filed with the Securities and Exchange Commission on June 20 , 2014 Registration No.

June 20, 2014 CORRESP

-

LUSE GORMAN POMERENK & SCHICK A PROFESSIONAL CORPORATION ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.

June 16, 2014 LETTER

LETTER

June 16, 2014 Via E-mail Michael W. Mahler President and Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. 100 South Second Avenue Alpena, MI 49707 Re: First Federal of Northern Michigan Bancorp, Inc. Amendment No. 1 to Registration Statement on Form S-4 Filed June 6, 2014 File No. 333-195189 Dear Mr. Mahler: We have reviewed your response letter and amended registration sta

June 6, 2014 S-4/A

- AMENDMENT NO. 1 TO FORM S-4

As filed with the Securities and Exchange Commission on June 6 , 2014 Registration No.

June 6, 2014 CORRESP

-

LUSE GORMAN POMERENK & SCHICK A PROFESSIONAL CORPORATION ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.

May 16, 2014 425

Merger Prospectus - FORM 8-K

425 1 t14009208k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 (State o

May 16, 2014 EX-99.1

First Federal of Northern Michigan Bancorp, Inc . 2014 Annual Meeting Martin A. Thomson – Chairman Michael W. Mahler – President and CEO

Exhibit 99.1 First Federal of Northern Michigan Bancorp, Inc . 2014 Annual Meeting Martin A. Thomson – Chairman Michael W. Mahler – President and CEO The Pledge of Allegiance I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one nation under God, indivisible, with liberty and justice for all. FFNM Bancorp, Inc. May 14, 2014 Shareholder Meetin

May 16, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 (State or Other Jurisdiction (Commissi

May 16, 2014 EX-99.1

First Federal of Northern Michigan Bancorp, Inc . 2014 Annual Meeting Martin A. Thomson – Chairman Michael W. Mahler – President and CEO

Exhibit 99.1 First Federal of Northern Michigan Bancorp, Inc . 2014 Annual Meeting Martin A. Thomson – Chairman Michael W. Mahler – President and CEO The Pledge of Allegiance I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one nation under God, indivisible, with liberty and justice for all. FFNM Bancorp, Inc. May 14, 2014 Shareholder Meetin

May 13, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

10-Q 1 ffnm-10q033114.htm QUARTERLY REPORT FOR 03-31-2014 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commissi

May 7, 2014 LETTER

LETTER

May 7, 2014 Via E-mail Michael W. Mahler President and Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. 100 South Second Avenue Alpena, MI 49707 Re: First Federal of Northern Michigan Bancorp, Inc. Registration Statement on Form S-4 Filed April 10, 2014 File No. 333-195189 Form 10-K for the Fiscal Year Ended December 31, 2013 Filed March 19, 2014 File No. 000-31957 Dear Mr.

April 28, 2014 8-K

Financial Statements and Exhibits - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

April 28, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2014 RESULTS

EX-99.1 2 ex991.htm PRESS RELEASE First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 FOR IMMEDIATE RELEASE April 25, 2014 Contact: Michael W. Mahler Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2014 RESULTS Alpena, Michigan - (April 25, 2014) First Federal of Northern

April 15, 2014 EX-99

First Federal of Northern Michigan Bancorp, Inc. 8-K

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99: Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., April 15, 2014 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors de

April 15, 2014 8-K

Financial Statements and Exhibits - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

April 11, 2014 DEF 14A

- DEFINITIVE PROXY STATEMENT

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to §240.

April 10, 2014 S-4

As filed with the Securities and Exchange Commission on April 10, 2014

As filed with the Securities and Exchange Commission on April 10, 2014 Registration No.

April 10, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 100 South Second Avenue Alpena, Michigan 49707

EX-99.1 8 t1400605ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 100 South Second Avenue Alpena, Michigan 49707 The undersigned stockholder of First Federal of Northern Michigan Bancorp, Inc., Alpena, Michigan (“First Federal Bancorp”) hereby constitutes and appoints [·], as attorney, agent and proxy with full power of substitution, to vote as proxy the numbe

April 10, 2014 EX-99.2

ALPENA BANKING CORPORATION 468 North Ripley Boulevard Alpena, Michigan 49707

EX-99.2 9 t1400605ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 ALPENA BANKING CORPORATION 468 North Ripley Boulevard Alpena, Michigan 49707 The undersigned stockholder of Alpena Banking Corporation, Alpena, Michigan hereby constitutes and appoints [·], as attorney, agent and proxy with full power of substitution, to vote as proxy the number of shares of common stock, par value $10.00 per share, of Alpena

March 19, 2014 EX-13

Annual Report to Shareholders

First Federal of Northern Michigan 10-K EXHIBIT 13 2013 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

March 19, 2014 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2013 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

March 19, 2014 EX-21

Subsidiaries of Registrant

First Federal of Northern Michigan 10-K EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc.

March 18, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - CURRENT REPORT FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 18, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

March 18, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2013 AND FULL YEAR RESULTS

First Federal of Northern Michigan Bancorp, Inc. 8-K Exhibit 99.1 FOR IMMEDIATE RELEASE March 18, 2014 Contact: Eileen M. Budnick VP - Director of Financial Reporting & Accounting, Treasurer & Corporate Secretary First Federal of northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2013 AND FULL YEAR RESULTS Alpena, Michigan - (Ma

January 29, 2014 425

Merger Prospectus - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-3195

January 29, 2014 EX-10.1

AGREEMENT AND PLAN OF MERGER By and Between FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ALPENA BANKING CORPORATION Dated as of January 23, 2014 TABLE OF CONTENTS

EXECUTION COPY AGREEMENT AND PLAN OF MERGER By and Between FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

January 29, 2014 EX-10.1

AGREEMENT AND PLAN OF MERGER By and Between FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ALPENA BANKING CORPORATION Dated as of January 23, 2014 TABLE OF CONTENTS

EX-10.1 2 v366597ex10-1.htm AGREEMENT AND PLAN OF MERGER EXECUTION COPY AGREEMENT AND PLAN OF MERGER By and Between FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. And ALPENA BANKING CORPORATION Dated as of January 23, 2014 TABLE OF CONTENTS ARTICLE I CERTAIN DEFINITIONS 2 Section 1.01 Definitions 2 ARTICLE II THE MERGERS AND RELATED MATTERS 8 Section 2.01 Effects of Merger; Surviving Entities 8

January 29, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. AND ALPENA BANKING CORPORATION ANNOUNCE EXECUTION OF MERGER AGREEMENT

Filed by First Federal of Northern Michigan Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: First Federal of Northern Michigan Bancorp, Inc. File No. 000-31957 Press Release FOR IMMEDIATE RELEASE Contact: First Federal of Northern Michigan Bancorp, Inc. Michael W. Mahler President and Chief Executive Officer (989) 354-7319 Alpena Banking Corporation Craig A. Ku

January 29, 2014 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

8-K 1 v3665978k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Ju

January 29, 2014 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. AND ALPENA BANKING CORPORATION ANNOUNCE EXECUTION OF MERGER AGREEMENT

EX-99.1 3 v366597ex99-1.htm PRESS RELEASE Filed by First Federal of Northern Michigan Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: First Federal of Northern Michigan Bancorp, Inc. File No. 000-31957 Press Release FOR IMMEDIATE RELEASE Contact: First Federal of Northern Michigan Bancorp, Inc. Michael W. Mahler President and Chief Executive Officer (989) 354-7

January 24, 2014 425

Merger Prospectus - FORM 425 PRESS RELEAE ANNOUNCING MERGER

Filed by First Federal of Northern Michigan Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: First Federal of Northern Michigan Bancorp, Inc. File No. 000-31957 Press Release FOR IMMEDIATE RELEASE Contact: First Federal of Northern Michigan Bancorp, Inc. Michael W. Mahler President and Chief Executive Officer (989) 354-7319 Alpena Banking Corporation Craig A. Ku

January 24, 2014 425

Merger Prospectus - FORM 425 FREQUENTLY ASKED QUESTIONS

Filed by First Federal of Northern Michigan Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: First Federal of Northern Michigan Bancorp, Inc. File No. 000-31957 [Logo of First Federal of Northern Michigan] [Logo of Bank of Alpena] 23 January 2013 Frequently Asked Questions: What is happening? First Federal and Bank of Alpena are merging to create a preeminent Ba

January 22, 2014 SC 13G

FFNM / First Federal of Northern Michigan Bancorp, Inc. / FINANCIAL & INVESTMENT MANAGEMENT GROUP LTD - FIRST FEDERAL OF NORTHEN MICHIGAN BANCORP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) December 31, 2013 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT

January 22, 2014 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2014 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

January 22, 2014 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend

EX-99.1 2 v365978ex99-1.htm EXHIBIT 99.1 First Federal of Northern Michigan Bancorp, Inc. Announces Quarterly Cash Dividend ALPENA, Mich., Jan. 22, 2014 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors declared a quarterly cash dividend of $0.02 per common share. The dividend will be paid on or about February 15, 201

November 14, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

November 1, 2013 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2013 Results

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2013 Results ALPENA, Mich., Nov. 1, 2013 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net income of $182,000, or $0.06 per basic and diluted share, for the quarter ended September 30, 2013 compared to $273,000, or $0.09 per basic and diluted share, for th

November 1, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 v3589678k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State

October 18, 2013 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES INITIAL QUARTERLY CASH DIVIDEND

Exhibit 99: Press Release FOR IMMEDIATE RELEASE Contact: Michael W. Mahler Telephone: (989) 354-7319 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES INITIAL QUARTERLY CASH DIVIDEND October 15, 2013, First Federal of Northern Michigan Bancorp, Inc. (NASDAQ Capital: FFNM) today announced that its Board of Directors declared a quarterly cash dividend of $0.02 per common share. The dividend

October 18, 2013 8-K

Financial Statements and Exhibits, Other Events - CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

August 14, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

August 2, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 v3518318k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (St

August 2, 2013 EX-99.1

First Federal Of Northern Michigan Bancorp, Inc. Announces Second Quarter 2013 Results

First Federal Of Northern Michigan Bancorp, Inc. Announces Second Quarter 2013 Results ALPENA, Mich., Aug. 2, 2013 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a consolidated net loss of $4,000, or less than $0.01 basic and diluted loss per share, for the quarter ended June 30, 2013 compared to a consolidated net loss of $270,000, or $0.09

June 28, 2013 11-K

- FORM 11-K FOR 12/31/12

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2012 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE AC

June 7, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpor

May 16, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders - FORM 8-K ANNUAL MEETING RESULTS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpor

May 10, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGA

May 3, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-31957 (Co

May 3, 2013 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2013 Results

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2013 Results ALPENA, Mich., May 3, 2013 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings of $68,000, or $0.02 per basic and diluted share, for the quarter ended March 31, 2013 compared to consolidated net earnings of $601,000, or $0.21 per basic

April 19, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

April 12, 2013 DEF 14A

- DEF 14A

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

March 29, 2013 EX-13

2012 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNUAL REPORT March 29, 2013

EXHIBIT 13 2012 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

March 29, 2013 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2012 OR ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

March 29, 2013 EX-21

SUBSIDIARIES OF THE REGISTRANT Subsidiaries of the Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Corporation Michigan First Federal of Northern Michigan FFNM Agency, Inc Michigan

March 22, 2013 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Fourth Quarter 2012 and Full Year Results

First Federal of Northern Michigan Bancorp, Inc. Announces Fourth Quarter 2012 and Full Year Results ALPENA, Mich., March 22, 2013 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a consolidated net loss of $818,000, or $0.28 per basic share, for the quarter ended December 31, 2012 compared to consolidated net income of $84,000, or $0.03 per b

March 22, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 22, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-31957

March 6, 2013 SC 13G

FFNM / First Federal of Northern Michigan Bancorp, Inc. / FINANCIAL & INVESTMENT MANAGEMENT GROUP LTD Passive Investment

SC 13G 1 ffnm13g013113.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) January 31, 2013 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO D

January 15, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K FOR CFO RESIGNATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2013 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

November 14, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

October 29, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

October 29, 2012 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2012 Results

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2012 Results ALPENA, Mich., Oct. 29, 2012 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net income of $273,000, or $0.09 per basic and diluted share, for the quarter ended September 30, 2012 compared to $235,000, or $0.08 per basic and diluted share, for t

September 11, 2012 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q/A (Amendment No. 1) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL

August 14, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

August 8, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

August 8, 2012 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Second Quarter 2012 Results

EX-99.1 2 v320695ex99-1.htm EXHIBIT 99.1 First Federal of Northern Michigan Bancorp, Inc. Announces Second Quarter 2012 Results ALPENA, Mich., Aug. 8, 2012 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a consolidated net loss of $270,000, or $0.09 basic and diluted loss per share, for the quarter ended June 30, 2012 compared to consolidated

June 27, 2012 11-K

- ANNUAL REPORT

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2011 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE AC

May 16, 2012 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 (State or Other Juris

May 15, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGA

May 1, 2012 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2012 Results

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2012 Results ALPENA, Mich., May 1, 2012 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings of $601,000, or $0.21 per basic and diluted share, for the quarter ended March 31, 2012 compared to consolidated net earnings of $161,000, or $0.06 per basic

May 1, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpora

April 13, 2012 DEF 14A

- DEF 14A

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

March 29, 2012 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 v30711010k.htm ANNUAL REPORT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2011 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIR

March 29, 2012 EX-21

SUBSIDIARIES OF THE REGISTRANT Subsidiaries of the Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Corporation Michigan First Federal of Northern Michigan FFNM Agency, Inc Michigan

March 29, 2012 EX-13

EXBIT 13 2011 ANNUAL REPORT TO STOCKHOLDERS

EXBIT 13 2011 ANNUAL REPORT TO STOCKHOLDERS Dear Fellow Shareholder, Finally a shareholder letter I did not dread having to write! In my first three years as the Chief Executive Officer, I approached this exercise with heartburn.

March 6, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpo

March 6, 2012 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Fourth Quarter 2011 and Full Year Results

First Federal of Northern Michigan Bancorp, Inc. Announces Fourth Quarter 2011 and Full Year Results ALPENA, Mich., March 6, 2012 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings of $84,000, or $0.03 per basic and diluted share, for the quarter ended December 31, 2011 compared to a consolidated net loss of $355,000, o

February 17, 2012 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2012 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inc

February 17, 2012 EX-3

BYLAWS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ARTICLE I

BYLAWS OF FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers during the month of May, at such place, on such date, and at such time as the Board of Directors shall fix. Except as provided otherwise by the Corporatio

February 7, 2012 SC 13G

FFNM / First Federal of Northern Michigan Bancorp, Inc. / FINANCIAL & INVESTMENT MANAGEMENT GROUP LTD Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) December 31, 2011 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT

November 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

October 28, 2011 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2011 Results

EX-99.1 2 v238357ex99-1.htm First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2011 Results ALPENA, Mich., Oct. 28, 2011 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings of $235,000, or $0.08 per basic and diluted share, for the quarter ended September 30, 2011 compared to consolidated net earnin

October 28, 2011 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

August 11, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

August 1, 2011 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2011 RESULTS

EX-99.1 2 v230108ex99-1.htm FOR IMMEDIATE RELEASE July 29, 2011 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2011 RESULTS Alpena, Michigan - (July 29, 2011) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the “C

August 1, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpo

July 12, 2011 LETTER

LETTER

July 1, 2011 SC 13D/A

SECURITIES AND EXCHANGE COMMISSION

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A* (Rule 13d-101) (Amendment No. 1) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(a) First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 32021X105 (CUSIP Number) Jeffrey L. Gendell 55 Railroad Avenue, S

June 30, 2011 CORRESP

[Letterhead of First Federal of Northern Michigan]

[Letterhead of First Federal of Northern Michigan] June 30, 2011 Mr. John P. Nolan Senior Assistant Chief Accountant United States Securities and Exchange Commission Division of Corporation Finance 450 Fifth Street, N.W. Washington, D.C. 20549-0408 RE: First Federal of Northern Michigan Bancorp, Inc. Form 10-K for Fiscal Year Ended December 31, 2010 Form 10-Q for Fiscal Quarter ended March 31, 201

June 28, 2011 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2010 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE AC

June 17, 2011 LETTER

LETTER

May 18, 2011 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpor

May 12, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

May 2, 2011 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2011 Results

First Federal of Northern Michigan Bancorp, Inc. Announces First Quarter 2011 Results ALPENA, Mich., May 2, 2011 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings of $161,000, or $0.06 per basic and diluted share, for the quarter ended March 31, 2011 compared to consolidated net earnings of $202,000, or $0.07 per basic

May 2, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2011 FIRST FEDERAL OF NORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorpora

April 15, 2011 DEF 14A

SCHEDULE 14-A INFORMATION

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to §240.

March 28, 2011 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2010 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

March 28, 2011 EX-21

SUBSIDIARIES OF THE REGISTRANT

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Corporation Michigan First Federal of Northern Michigan FFNM Agency, Inc Michigan

March 28, 2011 EX-13

EXBIT 13 2010 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNUAL REPORT March 25, 2011

EXBIT 13 2010 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

March 21, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2011 FIRST FEDERAL OF N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

March 21, 2011 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Adjustment to Earnings Due to Subsequent Events

First Federal of Northern Michigan Bancorp, Inc. Announces Adjustment to Earnings Due to Subsequent Events ALPENA, Mich., March 21, 2011 /PRNewswire/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") adjusted its previously reported net income downward by $435,000 to a net loss of $355,000, or $0.12 per basic and diluted share, and to net income of $238,000, or $0.0

March 2, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2011 FIRST FEDERAL O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2011 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inc

March 2, 2011 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOUTH QUARTER 2010 AND FULL YEAR RESULTS

FOR IMMEDIATE RELEASE February 25, 2011 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOUTH QUARTER 2010 AND FULL YEAR RESULTS Alpena, Michigan - (February 25, 2011) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the “Company”

February 16, 2011 SC 13G

SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) January 31, 2011 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT

February 9, 2011 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment 5)* First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment 5)* First Federal of Northern Michigan Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 32021X105 (CUSIP Number) December 31, 2010 (Date of Event Which Requires Filing of This Statement) Check the appropriate

November 15, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

November 4, 2010 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2010 Results

EX-99.1 2 v200884ex99-1.htm First Federal of Northern Michigan Bancorp, Inc. Announces Third Quarter 2010 Results ALPENA, Mich., Nov. 3, 2010 /PRNewswire-FirstCall/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings from continuing operations of $72,000, or $0.02 per basic and diluted share, for the quarter ended September 30, 2010

November 4, 2010 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Inco

August 16, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 o TRANSITION REPORT UNDER SECTION 13 OR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

August 6, 2010 EX-99.1

First Federal of Northern Michigan Bancorp, Inc. Announces Second Quarter 2010 Results

First Federal of Northern Michigan Bancorp, Inc. Announces Second Quarter 2010 Results ALPENA, Mich., Aug. 5 /PRNewswire-FirstCall/ - First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated net earnings from continuing operations of $319,000, or $0.11 per basic and diluted share, for the quarter ended June 30, 2010 compared to consolidated net earnings

August 6, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2010 FIRST FEDERAL OF N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ———————————————— FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

June 29, 2010 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [[] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2009 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE AC

May 20, 2010 8-K

FORM 8-K FILED MAY 20, 2010

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2010 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdiction

May 17, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 o TRANSITION REPORT UNDER SECTION 13 O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGA

April 30, 2010 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2010 RESULTS

FOR IMMEDIATE RELEASE April 30, 2010 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2010 RESULTS Alpena, Michigan - (April 30, 2010) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the ?Company?) reported consolida

April 30, 2010 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ???????????????? FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorp

April 16, 2010 DEF 14A

SCHEDULE 14-A INFORMATION

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [x] Definitive Proxy Statement [ ] Definitive Additional Materials [ ] Soliciting Material Pursuant to §240.

March 31, 2010 EX-21

SUBSIDIARIES OF THE REGISTRANT Subsidiaries of the Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Corporation Michigan First Federal of Northern Michigan FFNM Agency, Inc Michigan

March 31, 2010 EX-13

2009 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNUAL REPORT March 31, 2010

EXHIBIT 13 2009 ANNUAL REPORT TO STOCKHOLDERS FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

March 31, 2010 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2009 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

March 5, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2010 FIRST FEDERAL OF NO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland (State or Other Jurisdiction of Incorporation) 0-31957 (

March 5, 2010 EX-99.1

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2009 AND FULL YEAR RESULTS

FOR IMMEDIATE RELEASE March 3, 2010 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2009 AND FULL YEAR RESULTS Alpena, Michigan - (March 3, 2010) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the “Company”) repor

February 26, 2010 EX-3.2

EX-3.2

BYLAWS OF FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers during the month of May, at such place, on such date, and at such time as the Board of Directors shall fix. Except as provided otherwise by the Corporatio

February 26, 2010 8-K

FORM 8-K FILED 2-26-2010

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdi

February 25, 2010 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE February 22, 2010 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 First Federal of Northern Michigan Bancorp, Inc. Announces Transfer of Common Stock Listing to NASDAQ Capital Market Alpena, Michigan - (February 22, 2010) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFN

February 25, 2010 8-K

FORM 8-K FOR PRESS RELEASE (2 25 10)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2010 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdi

February 23, 2010 SC 13G

SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) January 31, 2010 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT

January 26, 2010 SC 13G/A

SCHEDULE 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment 4)* First Federal of Northern Michigan - (Name of Issuer) Common Stock, $0.01 par value per share - (Title of Class of Securities) 32021X 10 5 - (CUSIP Number) December 31, 2009 - (Date of Event Which Requires Filing of This Statement) Check the appropriate box

November 27, 2009 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 23, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 (State or Other Jurisdiction (Com

November 27, 2009 EX-99.1

Amy E. Essex

FOR IMMEDIATE RELEASE November 27, 2009 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 First Federal of Northern Michigan Bancorp, Inc. Announces Receipt of NASDAQ Staff Deficiency Letter Alpena, Michigan - (November 27, 2009) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the “Company

November 16, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

November 10, 2009 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE November 9, 2009 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER 2009 RESULTS Alpena, Michigan - (November 9, 2009) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a con

November 10, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdic

November 2, 2009 S-8

FORM S-8

Registration No. 333- As filed with the Securities and Exchange Commission on November 3, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 First Federal of Northern Michigan Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 32-0135202 (State or Other Jurisdiction of (I.R.S. Empl

August 14, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

August 11, 2009 8-K

8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 6, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdicti

August 11, 2009 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE August 6, 2009 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2009 RESULTS Alpena, Michigan - (August 6, 2009) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolid

June 29, 2009 11-K

11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K X ANNUAL REPORT PURSUANT TO SECTION 15(D) OF THE SECURITIES EXCHANGE - - ACT OF 1934 (NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996). For the fiscal year ended December 31, 2008 - OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES - - EXCHANGE ACT OF 1934 (NO FEE REQUIRED). For the transition period from to - - Commissi

May 15, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHE

May 4, 2009 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE May 1, 2009 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FIRST QUARTER 2009 EARNINGS Alpena, Michigan - (May 1, 2009) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported consolidated n

May 4, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdiction

April 17, 2009 DEF 14A

DEF 14A

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [x] Definitive Proxy Statement [ ] Definitive Additional Materials [ ] Soliciting Material Pursuant to ss.

March 31, 2009 EX-21

SUBSIDIARIES OF THE REGISTRANT

exv21 EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT EXHIBIT 21 Subsidiaries of the Registrant Parent Company Subsidiary Companies State of Incorporation First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Corporation Michigan First Federal of Northern Michigan InsuranCenter of Alpena Michigan

March 31, 2009 EX-13

2008 ANNUAL REPORT TO STOCKHOLDERS

exv13 EXHIBIT 13 2008 ANNUAL REPORT TO STOCKHOLDERS 39 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC.

March 31, 2009 10-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2008 OR o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-31957 FIRST FEDERAL OF NORT

March 10, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - - (State or Other Jurisdict

March 10, 2009 EX-99.1

EX-99.1

EX-99.1 2 ex99-1030909.txt FOR IMMEDIATE RELEASE March 5, 2009 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES FOURTH QUARTER 2008 EARNINGS Alpena, Michigan - (March 5, 2009) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "C

March 4, 2009 SC 13G

SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) January 31, 2009 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT

February 27, 2009 EX-99.1

EX-99.1

Contact: Michael W. Mahler President and Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SALE OF INSURANCE AGENCY ASSETS Alpena, Michigan - (February 27, 2009); First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") announced today the sale of the health, life, property and c

February 27, 2009 8-K

FORM 8-K FILED 02-27-2009

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2009 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdi

February 13, 2009 SC 13G/A

SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment 3)* First Federal of Northern Michigan - (Name of Issuer) Common Stock, $0.01 par value per share - (Title of Class of Securities) 32021X 10 5 - (CUSIP Number) December 31, 2008 - (Date of Event Which Requires Filing of This Statement) Check the appropriate box

January 7, 2009 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 31, 2008 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdi

December 19, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - - (State or Other Jur

December 19, 2008 EX-99

EX-99

First Federal of Northern Michigan Bancorp, Inc. 100 S. Second Ave. Alpena, MI 49707 (989) 356-9041 December 16, 2008 FOR IMMEDIATE RELEASE - - Contact: Michael W. Mahler, President & Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. Tel (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SUSPENSION OF QUARTERLY DIVIDEND ALPENA, Michigan - December 16,

November 14, 2008 10-Q

FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2008 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

November 3, 2008 8-K

FORM 8-K FILED NOVEMBER 3, 2008

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2008 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdic

November 3, 2008 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE October 31, 2008 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS Alpena, Michigan - (October 31, 2008) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a consoli

September 17, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Juri

August 14, 2008 10-Q

FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2008 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICH

August 11, 2008 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2008 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdicti

August 11, 2008 EX-99.1

EX-99.1

FOR IMMEDIATE RELEASE August 8, 2008 Contact: Amy E. Essex Chief Financial Officer, Treasurer & Corporate Secretary First Federal of Northern Michigan Bancorp, Inc. (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES SECOND QUARTER 2008 EARNINGS Alpena, Michigan - (August 8, 2008) First Federal of Northern Michigan Bancorp, Inc. (Nasdaq: FFNM) (the "Company") reported a conso

June 25, 2008 11-K

FORM 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2007 - OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE

June 20, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdict

June 18, 2008 SC 13G

SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 First Federal of Northern Michigan Bancorp, Inc. - (NAME OF ISSUER) COMMON STOCK - (TITLE OF CLASS OF SECURITIES) 32021x105 - (CUSIP NUMBER) May 31, 2008 - (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNATE THE RULE PURSUANT TO W

June 18, 2008 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2008 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdictio

May 23, 2008 8-K

FORM 8-K MAY 23, 2008

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdiction

May 13, 2008 10-Q

QUARTERLY REPORT FOR THE PERIOD ENDED MARCH 31, 2008

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2008 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MIC

May 5, 2008 LETTER

LETTER

April 22, 2008 DEF 14A

DEF 14A

SCHEDULE 14-A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [x] Definitive Proxy Statement [ ] Definitive Additional Materials [ ] Soliciting Material Pursuant to ss.

March 31, 2008 EX-21

EX-21

. . . EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT PARENT COMPANY SUBSIDIARY COMPANIES STATE OF INCORPORATION - - - First Federal of Northern Michigan Bancorp, Inc. First Federal of Northern Michigan Federal First Federal of Northern Michigan Financial Services and Mortgage Michigan Corporation First Federal of Northern Michigan InsuranCenter of Alpena Michigan

March 31, 2008 10KSB

ANNUAL REPORT OF SMALL BUSINESS DATED DECEMBER 31, 2007

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-KSB [X] Annual Report Under to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2007 OR [ ] Transition Report Under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to COMMISSION FILE NUMBER: 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP

March 31, 2008 EX-13

EX-13

EXHIBIT 13 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. 2007 ANNUAL REPORT MARCH 31, 2008 (FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. LOGO) Dear Shareholders: 2007 was a bittersweet year. It was a year filled with pride as we celebrated the 50th anniversary of the Bank with many community events that included most of our employees and a year of extreme disappointment as we report to you

March 26, 2008 10QSB/A

AMENDMENT TO FORM 10QSB

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB/A [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2007 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN

March 26, 2008 10QSB/A

AMENDMENT TO FORM 10QSB

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB/A [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2007 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANC

March 26, 2008 10QSB/A

AMENDMENT TO FORM 10QSB

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB/A [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2007 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BANCO

March 25, 2008 8-K

Financial Statements and Exhibits, Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdic

March 19, 2008 8-K

FORM 8-K MARCH 19, 2008

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 18, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdic

March 10, 2008 CORRESP

CORRESP

March 10, 2008 United States Securities and Exchange Commission Division of Corporation Finance 450 Fifth Street, N.

March 10, 2008 CORRESP

CORRESP

March 10, 2008 United States Securities and Exchange Commission Division of Corporation Finance 450 Fifth Street, N.

March 4, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2008 - FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. - (Exact name of Registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - (State or Other Jurisdict

February 29, 2008 CORRESP

CORRESP

February 29, 2008 Mr. John P. Nolan Accounting Branch Chief United States Securities and Exchange Commission Division of Corporation Finance 450 Fifth Street, N.W. Washington, D.C. 20549-0408 RE: First Federal of Northern Michigan Bancorp, Inc. Form 10-KSB filed March 02, 2007 File No. 000-31957 Dear Mr. Nolan: We are in receipt of the comments issued by the accounting staff of the Securities and

February 6, 2008 SC 13G

SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* (Name of Issuer) FIRST FED OF NO MI (Title of Class of Securities) Common Stock (CUSIP Number) 32021X105 Check the following box if a fee is being paid with this statement. (A fee is not required only if the filing person: (1) has a previous statement on

January 24, 2008 SC 13G/A

SCHEDULE 13G AMENDMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment 2)* First Federal of Northern Michigan - (Name of Issuer) Common Stock, $0.01 par value per share - (Title of Class of Securities) 32021X 10 5 - (CUSIP Number) December 31, 2007 - (Date of Event Which Requires Filing of This Statement) Check the appropriate box

January 22, 2008 SC 13G

SCS 13G

AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON January 22, 2008 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 21, 2007 LETTER

LETTER

December 12, 2007 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2007 First Federal of Northern Michigan Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 0-31957 38-0135202 - - - - (State or other jurisdiction (Commissio

December 12, 2007 EX-99

EX-99

EX-99 2 form8kexh99-121207.txt EXHIBIT 99 First Federal of Northern Michigan Bancorp, Inc. 100 S. Second Ave. Alpena, MI 49707 (989) 356-9041 December 12, 2007 FOR IMMEDIATE RELEASE Contact: Martin A. Thomson, Chief Executive Officer First Federal of Northern Michigan Bancorp, Inc. Tel (989) 356-9041 FIRST FEDERAL OF NORTHERN MICHIGAN BANCORP, INC. ANNOUNCES QUARTERLY DIVIDEND ALPENA, Michigan - D

November 14, 2007 10QSB

QUARTERLY REPORT

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2007 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-31957 FIRST FEDERAL OF NORTHERN MICHIGAN BA

November 14, 2007 EX-10.1

EX-10.1

Exhibit 10.1 CHANGE IN CONTROL AGREEMENT This AGREEMENT is made effective as of October 12, 2007 by and between FIRST FEDERAL OF NORTHERN MICHIGAN, a federally chartered stock savings bank (the "Bank"), and Martin A. Thomson ("Executive"). Any reference to "Company" herein shall mean First Federal of Northern Michigan Bancorp, Inc., or any successor thereto. WHEREAS, the Bank and Executive entered

November 14, 2007 EX-10.2

EX-10.2

Exhibit 10.2 CHANGE IN CONTROL AGREEMENT This AGREEMENT is made effective as of October 12, 2007, by and between FIRST FEDERAL OF NORTHERN MICHIGAN, a federally chartered stock savings bank (the "Bank"), and Michael W. Mahler ("Executive"). Any reference to "Company" herein shall mean First Federal of Northern Michigan Bancorp, Inc., or any successor thereto. WHEREAS, the Bank and Executive entere

November 7, 2007 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2007 First Federal of Northern Michigan Bancorp, Inc. - (Exact name of registrant as specified in its charter) Maryland 0-31957 32-0135202 - - - - (State or other jurisdiction (Commissi

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